Sustentabilidade e os diferenciais Cooperativos: Um estudo em um Sistema Cooperativo de Crédito
DOI:
https://doi.org/10.5902/2359043230627Keywords:
Sustainability. Cooperativism. Credit cooperative.Abstract
Organizations have a hard time applying sustainability concepts to the heart of their businesses. Cooperatives have a great potential for differentiation within the topic. The goal of this paper was to propose a sustainability management framework that considers the specificities of a credit union and to apply it to diagnose their performance. The study, with a qualitative and quantitative approach, carried out a documentary analysis and interviews that originated the framework. The framework was converted into a survey with 95 credit cooperatives of the System. As a result, new sub-constructs related to cooperativism have emerged as "democratic management", "local development", "members training" and "regional articulation/intercooperation". The quantitative results showed that cooperatives have sporadic sustainability actions and that formal indicators and management processes are needed. Moreover, if the values of the cooperative identity are not practiced, there will be no materialization of this potential of differentiation in sustainabilityDownloads
References
ABU-SAIFAN, Samer. Social entrepreneurship: definition and boundaries. Technology Innovation Management Review, v. 2, n. 2, 2012.
AGUINIS, Herman; GLAVAS, Ante. What we know and don’t know about corporate social responsibility a review and research agenda. Journal of Management, v. 38, n. 4, p. 932-968, 2012.
ALIANÇA COOPERATIVA INTERNACIONAL – ACI. Disponível em: <http://ica.coop/>. Acesso em: 01 dez. 2015.
ALTER, Kim. Social enterprise typology. Virtue Ventures LLC, v. 12, p. 1-124, 2007.
BELHOUARI, Adil et al. La responsabilidad social de las empresas:¿ un nuevo valor para las cooperativas?. CIRIEC-España, revista de economía pública, social y cooperativa, n. 53, p. 191-208, 2005.
BÚRIGO, Fábio. Luiz. Finanças e solidariedade: uma análise do cooperativismo de crédito rural solidário no Brasil. Tese de Doutorado. Programa de Pós-Graduação em Sociologia Política, Universidade Federal de Santa Catarina, Santa Catarina, 2006.
CARROLL, Archie B. Corporate social responsibility: The centerpiece of competing and complementary frameworks. Organizational Dynamics, 2015
CARROLL, Archie B; SHABANA, Kareem M. The business case for corporate social responsibility: A review of concepts, research and practice. International Journal of Management Reviews, v. 12, n. 1, p. 85-105, 2010.
ČEPINSKIS, Jonas; ŽIRGUTIS, Vytautas; ŽIRGUTIENĖ, Sandra. Financial Cooperatives as Drivers for Sustainable Development in the Knowledge Economy. Environmental Research, Engineering and Management, v. 66, n. 4, p. 38-50, 2014.
CERIN, Pontus; SCHOLTENS, Bert. Linking responsible investments to societal influence: motives, assessments and risks. Sustainable Development, v. 19, n. 2, p. 71-76, 2011.
CORPORATE REPORTING DIALOGUE (2013). Disponível em: . Acesso em: 15 set. 2015.
COTÓN, Manuel Castro; CASTRO, Noelia Romero. Cooperativas de crédito y banca ética¿ un camino por explorar?. CIRIEC-España, Revista de Economía Pública, Social y Cooperativa, v. 72, p. 262-300, 2011.
CUNA. People Not Profit: The Story of the Credit Union Movement. 2005.
DALE, Ann et al. Co-operatives and Sustainability: An investigation into the relationship. International Co-operative Alliance. 2013. Disponível em: <http://ica.coop/sites/ default/files/attachments/Sustainability%20Scan%202013-12-17%20EN_0.pdf>. Acesso em: 5 abr. 2015.
DE LA CUESTA GONZÁLEZ, Marta. Responsabilidad social del sector bancario: su contribución a un desarrollo más sotenible. Papeles de economía española, n. 108, p. 173-189, 2006.
ECCLES, Robert G.; SERAFEIM, George. The performance frontier. Harvard business review, v. 91, n. 5, p. 50-60, 2013.
EUROPEAN COMMISSION. Green Paper: Promoting a European framework for corporate social responsibility. Office for Official Publications of the European Communities, 2001.
FEBRABAN - Federação Brasileira de Bancos. Bancos e Desenvolvimento Sustentável. 2011. Disponível em: <http://www.febraban.org.br/7
FRANKE, Walmor. Direito das sociedades cooperativas: direito cooperativo. Saraiva, 1973.
FRANZ, Cristiane M. A contribuição do cooperativismo de crédito para a eficiência econômica e eficácia social. Trabalho de Conclusão de Curso (Bacharel em Ciências Jurídicas e Sociais) - Curso de Direito, PUCRS, Porto Alegre, 2006.
GABV-Global Alliance for Banking on Values. Disponível em: <http://www.gabv.org/>. Acesso em: 22 abr. 2015.
GELDER, J. W. The do’s and don’ts of sustainable banking, a BankTrack manual. 2006.
GIIRS - GLOBAL IMPACT INVESTING RATING SYSTEM. Disponível em: <http://b-analytics.net/giirs-ratings>. Acesso em: 20 set. 2015.
GLOBAL REPORTING INITIATIVE (GRI). Sustainability Reporting Guidelines & Financial Services Sector Supplement. Amsterdam, The Netherlands: The Global Reporting Initiative, (2011). Disponível em: <https://www.globalreporting.org/information/news-and-press-center/Pages/GRI-releases-its-Sustainability-Report-201011.aspx>. Acesso em: 26 mar. 2015.
GONZÁLEZ, L. y JIMÉNEZ, M. Libro Verde sobre la Responsabilidad Social Corporativa en el sector financiero: Una aproximación a la sostenibilidad desde las entidades financieras, Confederación Española de Cajas de Ahorros, Madrid, 2008.
HAIR, J.; BABIN, B.; MONEY, A. & SAMOUEL, P. Fundamentos de métodos de pesquisa em administração. Porto Alegre: Bookman, 2003.
INGHAM, Marc; GRAFÉ‐BUCKENS, Anne; TIHON, Alain. Bank‐Based Microfinance: From Peripheral to Integrated Responsibility Toward Sustainability. Strategic Change, v. 22, n. 1‐2, p. 107-119, 2013.
INGHAM, Marc; GRAFÉ‐BUCKENS, Anne; TIHON, Alain. Bank‐Based Microfinance: From Peripheral to Integrated Responsibility Toward Sustainability. Strategic Change, v. 22, n. 1‐2, p. 107-119, 2013.
JEUCKEN, Marcel. Sustainable finance and banking: the financial sector and the future of the planet. Cambridge, MA: Presencing Institute, 2010.
KAEUFER, Katrin. Banking as a Vehicle for Socio-economic Development and Change: Case Studies of Socially Responsible and Green Banks. Cambridge, MA: Presencing Institute, 2010.
KRING, Thorn. Associational Life of Social Banks. Palestra durante o Institute for Social Banking Summer. Disponível em: <http://www.social-banking.org/fileadmin/isb/Summer_School_2015/Thorn_Kring_Cooperatives_and_Social_Banking.pdf>. Acesso em: 25 abr. 2015.
LIMA, Maria do Socorro Macedo Coelho et al. A Importância do cooperativismo de crédito no desenvolvimento regional. Revista Opara, v. 3, n. 1, 2013.
LINDGREEN, Adam; SWAEN, Valérie; JOHNSTON, Wesley J. Corporate social responsibility: An empirical investigation of US organizations. Journal of Business Ethics, v. 85, n. 2, p. 303-323, 2009.
MEINEN, Enio; PORT, Márcio. O cooperativismo de crédito ontem, hoje e amanhã. Brasília: Confebras, 2014.
MONTIEL, Ivan. Corporate social responsibility and corporate sustainability separate pasts, common futures. Organization & Environment, v. 21, n. 3, p. 245-269, 2008.
OH, Chang Hoon; PARK, Jae-Heum; GHAURI, Pervez N. Doing right, investing right: Socially responsible investing and shareholder activism in the financial sector. Business Horizons, v. 56, n. 6, p. 703-714, 2013
OIT - Organização Internacional do Trabalho. Cooperativas: mudanças, oportunidade e desafios. Brasília: OIT, 2001. Disponível em: <http://www.ilo.org/wcmsp5/groups/public/---americas/---ro-lima/---ilo-brasilia/documents/publication/wcms_224480.pdf>. Acesso em: 30 mar. 2015.
OLIT, Beatriz Fernández; CUESTA GONZÁLEZ DE LA, Marta. Evaluación de impactos ambientales y sociales del negócio de banca comercial en Europa durante el periodo 2006-2010. Estudios de economía aplicada, v. 32, n. 2, p. 5-26, 2014.
PAGNUSSATT, Alcenor. Guia do cooperativismo de crédito: organização, governança e políticas corporativas. Porto Alegre, RS: Sagra Luzzatto, 2004.
PINHO, Diva Benevides. O cooperativismo no Brasil: da vertente pioneira à vertente solidária. Saraiva, 2004.
SANTOS, Pedro M. Sasia. La Banca Ética en Europa: el enfoque del crédito como criterio de configuración de un espacio de alternativa. CIRIEC-España, Revista de Economía Pública, Social y Cooperativa, n. 75, p. 276-299, 2012.
SCHMID-SCHÖNBEIN, Oliver; BRAUNSCHWEIG, Arthur. e OETTERLI, Gaby. SPI-Finance 2002. Social Performance Indicators for the Financial Industry. The Project Group SPI-Finance 2002 y E2 Management Consulting Inc., Zurich, 2002. Disponível em: <http://www3.uji.es/~munoz/SPI_Finance_2002.pdf>. Acesso em: 28 mar. 2015.
SCHNEIDER, José Odelso. Jornal Cooperativista do Sicoob Amazônia. Edição 71, 2010. Disponível em: <http://www.sicoobamazonia.coop.br/image s/jornal/Vol.%2071.pdf>. Acesso em: 05 mar. 2015.
SCHNEIDER, José Odelso. Democracia, participação e autonomia cooperativa. Unisinos, 1999.
SCHOLTENS, Bert. Corporate social responsibility in the international banking industry. Journal of Business Ethics, v. 86, n. 2, p. 159-175, 2009.
SCHOLTENS, Bert; ZHOU, Yangqin. Stakeholder relations and financial performance. Sustainable Development, v. 16, n. 3, p. 213-232, 2008.
TCACIUC, Claudia; HACINA, Ludmila; ALEXANDRIN, Gutu. Study on Corporate Social Responsibility of Cooperative Enterprises in the Republic of Moldova. Economy Transdisciplinarity Cognition, v. 15, n. 1, p. 218A, 2012.
WEBER, Olaf. FENCHEL, Marcus; SCHOLZ, Roland W. Empirical analysis of the integration of environmental risks into the credit risk management process of European banks. Business Strategy and the Environment, v. 17, n. 3, p. 149-159, 2008.
WEBER, Olaf. Mission and Profitability of Social Banks. Available at SSRN 1957637, 2011.
WEBER, Olaf. Sustainability benchmarking of European banks and financial service organizations. Corporate Social Responsibility and Environmental Management, v. 12, n. 2, p. 73-87, 2005.
WHITEHOUSE, Lisa. Corporate social responsibility: Views from the frontline. Journal of Business Ethics, v. 63, n. 3, p. 279-296, 2006.
WOCCU – WORLD COUNCIL OF CREDIT UNIONS. International Credit Union System. Disponível em: . Acesso em: 08 abr. 2015.
YUNUS, Muhammad. Criando um Negócio Social: como iniciativas economicamente viáveis podem solucionar os grandes problemas da sociedade. Elsevier, 2010.
Downloads
Published
Versions
- 2022-05-30 (2)
- 2018-08-02 (1)
How to Cite
Issue
Section
License
Authors who publish in this journal agree to the following terms:
- Authors retain copyright and grant the journal the right of first publication, with work simultaneously licensed under the Creative Commons Attribution License that allows the sharing of work with acknowledgment of authorship and initial publication in this journal.
- Authors are authorized to enter additional contracts separately for non-exclusive distribution of the version of the work published in this journal (eg, publishing in institutional repository or as a book chapter), with acknowledgment of authorship and initial publication in this journal.
- Authors are allowed and encouraged to post and distribute their work online (eg, in institutional repositories or on their personal page) at any point before or during the editorial process, as this can bring about productive change as well as increase impact and impact. citation of published work (See The Effect of Free Access).


