Obstacles and challenges of the practice of intercooperation in the perception of the managers of a credit union of free admission, in Arcos-Minas Gerais

Abstract

In this article we analyzed the obstacles and challenges of the practice of the principle of intercooperation in the perception of the managers of a credit union of free admission in Arcos-Minas Gerais. In the literature, Pinho and Palhares (2004) stood out; Nami and Barbalho (2016) and Meinem (2016). The research was characterized as descriptive qualitative, with data collected through a questionnaire, sent via email to 06 managers chosen by the accessibility criteria and the power of decision-making they have. The data were treated through content analysis. The results point to the importance of intercooperation for cooperatives, due to the possibility of growth, expansion of cooperatives, gains in scale, cost reduction, strengthening of the financial market, among others. Although the respondents' position on the feasibility of the intercooperation principle was unanimous, it was perceived in fact only an empty and distant discourse from the reality of the cooperatives.